Your AI Access · A Biz Dev App program

Advance your intelligence. Build your power. Put it to work.

Your AI Access is a student aid program for advanced intelligence tools (ChatGPT, Claude, Gemini and the rest). Route it through your school with your .edu login. Pay directly, finance it into your loan package, or accept a scholarship. Every option builds a paper trail toward better credit.

Intelligence is wisdom. Wisdom is power. Power does the work, because in a changing world, powerlessness is dangerous.

A student working on a laptop with AI tools in a warm-lit library

P = W / t  ·  power is work over time

W = F · d = ΔKE  ·  work changes the state

U = m·g·h  ·  potential waits for power

Who it is for

Students first. Everyone next.

Sticker prices for the top advanced intelligence tools now run $20 to $200 per month, per person. Many people who would benefit cannot pay that. Your AI Access closes the gap through the aid channel students already use.

📚

Students (K-12, college, adult)

Sign in with your school email. Route access through your aid package, or finance it and build credit.

🏫

Schools & universities

Offer advanced intelligence tools to your students as a routable, auditable line item. No cash-out, ever.

🤝

Financing partners

Educational financing for a real cost of attendance. Standard loan interest applies. Fully closed loop.

💛

Donors & scholarships

Sponsor a student, a cohort, or a school. Track every dollar to the tool it powered.

How it works

One .edu login. Three ways to fund it.

Step 1

Sign in with school email

Your .edu address verifies enrollment. No transcripts, no forms. Ten seconds.

Step 2

Pick your funding rail

Pay directly, roll it into your student loan package, or accept a scholarship credit from a donor.

Step 3

Use the approved tools

Every session routes through Your AI Access. Every use is logged. The credit only ever pays a vetted AI company.

Step 4

Build credit while you learn

Financing options report on-time payments to bureaus, so the tools you use to advance your intelligence also advance your file.

Read the full walk-through

Financial aid integration

Advanced intelligence, on your aid package.

Textbooks are covered. Housing is covered. In 2026, the tools that do the work should be too. Your AI Access sits inside a student's cost-of-attendance conversation as a discrete, auditable line item that can only pay for approved AI use.

  • Routes through the aid office's existing cost-of-attendance workflow.
  • Direct-to-vendor settlement. Money never touches the student's bank account.
  • Loan servicers keep their interest. Students build credit history.
  • Fully closed loop. Balance never converts to cash.
  • Every dollar auditable on the XODIAK ledger, exportable to the aid office on demand.

If you run a school aid office

A financial aid administrator reviewing Your AI Access with a student
Provider network

Wholesale access. Retail sticker prices are the enemy.

Your AI Access negotiates wholesale rates with participating providers. That discount closes the affordability gap for students and keeps the program margin thin and honest. We publish our take-rate. We do not list a provider we would not use ourselves.

Provider posture

Wholesale, not resale

We land discounted seat pricing from participating AI companies and pass most of the discount through to the student.

Our margin

A published take-rate

A small program margin on top of the wholesale rate, itemized on every purchase. No hidden fees, no surprise upsells.

Aligned incentives

Everyone shares in growth

The more students who route through the program, the deeper the wholesale rate. Providers, schools, and students all benefit.

If you run an AI company

Scholarship program

Without power, potential stays potential.

Someone who cannot afford $200 a month for the best tools is not less capable. Sponsor a student. Fund a cohort. Cover a school. Crypto gains and cash both accepted through our nonprofit rail. Every gift is auditable, every dollar tracks to the tool it powered.

Fund a scholarship

The next Nobel laureate is stuck on a homework problem tonight, priced out of the tool that could unstick her. That is the whole point.

A first generation student studying at home with a laptop
The fire analogy

This is the ignition.

Fire changed everything about human capacity. It also burned things down. Advanced intelligence tools are the same shape of technology: a general capability that lifts the ceiling for anyone who learns to use them well. If access is limited by wallet size, we cap the ceiling to the wealthy. That is a policy choice, and we are choosing differently.

The person locked out of these tools today is not less brilliant, less driven, or less deserving. They are just priced out. Your AI Access exists so that price stops being the reason a good idea does not get built.